At Investment U, we believe in transparency, honesty and accountability. We’re on a mission to help everyday individuals learn to protect their portfolios while making smarter investment decisions.

We have developed this FAQ section in the hope of providing insight into our business model, products and communications.

What is Investment U? Who publishes IU?

Founded in 1999, Investment U is the educational arm of The Oxford Club. It is one of the first independent, free financial education websites of its kind.

Investment U provides cutting-edge research and strategic financial recommendations for all levels of investors through its email newsletter Investment U Daily and its related courses and publications. Every day we reach more than 275,000 unique readers, providing insight and recommendations based on timeless and proven principles for smart investing.

Investment U remains committed to a range of market-neutral and asset-allocated investment strategies. These include momentum investing; maximizing income; tax-advantaged investing; following insider buying; and investing in energy and resources, emerging markets, and biotech and healthcare technologies. We believe that these strategies will continue to educate you and make you a better investor over time, and we remain dedicated to providing continual guidance through our daily publications.

Investment U Daily is our email newsletter that is published six times per week. The newsletter offers innovative analysis, our experts’ timely views and recommendations for the markets, and regular one-on-one interviews with some of the top executives and investors in the financial markets.

Although its team has decades of experience in the financial markets, Investment U does not provide personal investment advice, offer brokerage services or manage money.

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How does Investment U work?

  1. You come to InvestmentU.com for the latest information on the markets every day.
  2. You’re welcome to sign up for our free daily newsletter, Investment U Daily, at any time.
  3. From there, you’ll receive our daily market commentary and analysis in the form of Investment U Daily straight to your inbox.
  4. The daily issue provides not only news, but in-depth analysis of the news… along with a “takeaway” you can apply in your own investing.
  5. We encourage you to read and respond to our experts’ opinions.  At the end of each article is a link inviting your response, which will be published as quickly as possible. We cannot comment directly to your responses, as this could be construed as personalized investment advice.
  6. Occasionally we will forward along special opportunities, in the form of videos, promotions and reports.  Sales from these products allow us to publish Investment U Daily for free.  But you are never under any obligation to buy anything.
  7. Should you ever wish to discontinue your subscription, every issue provides an “Unsubscribe” link at the bottom.  Simply click on it and your name will be removed from our subscription list immediately.
  8. Otherwise, you’re free to enjoy Investment U and Investment U Daily for as long as you like, free of charge.  Happy investing!

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How often will I receive Investment U Daily?

Investment U Daily is a free investment newsletter, published six times per week.

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What does Investment U offer?

By joining Investment U, you receive unparalleled daily investment research absolutely free. You will also gain access to a wealth of additional free resources that will make you a smarter, more informed investor. These resources include:

  • Access the complete Investment U archives, where you’ll find more than 2,300 unique investing articles from 2002 through today.
  • Access to Investment U Minicourses.
  • Unrestricted access to the Investment U Video Archive. Once a week, this video email broadcast provides a comprehensive look at developments in the market. Join host Steve McDonald as he discusses today’s most relevant investment topics.
  • The opportunity to purchase premium services, including Investment U Courses and Investment U Plus, and register for our annual investor conference.

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What is Investment U Plus?

Investment U Plus is the supercharged version of Investment U Daily. With Investment U Plus, you’ll receive the regular issues of Investment U Daily – plus a sidebar with specific investment recommendations from our experts designed to show you how to best take advantage of and profit from that day’s topic.

For more information on how to get more picks from Investment U, click here.

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What are Investment U’s Principles?

At Investment U, we want to reveal new investment opportunities and strategies to you – every day. But more than that, we want you to understand that all of our ideas are rooted in six proven investing principles.Our grounding in these strategies ensures that we’re not just telling you about the latest “fad” investment. We’re helping you gain consistency in an ever-fluctuating market. Our goal is to provide timely investment ideas that are always rooted in Investment U’s six core concepts:


Just about every broker on Wall Street has a motive. We hate to be blunt, but they’re likely pushing that particular investment for other reasons… that almost certainly don’t include making you money. Bottom line: You can’t trust your financial future to these guys. No government or Wall Street firm is going to save your retirement. You have to do it yourself – but not without some expert insight. As part of The Oxford Club, Investment U is completely free and independent of Wall Street, affording us the luxury of serving ONLY our readers’ interests. With our guidance, you’ll discover how simple it is to protect against big losses, outmaneuver the herd, identify what really makes stocks rise, and create a balanced portfolio that will sustain you for the rest of your life.

Find out who to trust and who not to with your investments here:


Three People to Ignore
By Marc Lichtenfeld

These Guys Are Out to Cheat You
By Marc Lichtenfeld


A contrarian investor is inclined to buck conventional trends – NOT follow the standard perceptions of the stock market – and think the majority of investors out there are usually wrong. A 25-year study published in 2010 in The Journal of Financial Economics found that if you had simply invested in the S&P 500 when equity fund flows were negative (redemptions exceeded new investments) and into 90-day Treasury bills when fund flows were positive (new investments exceeded redemptions) you would have substantially outperformed the market while spending nearly half the time in riskless T-bills. In other words, contrarian investing works. Read what our experts have to say about contrarian investing here:

Jim Cramer Says, “Contrarian Investing? Forget About It”
By Jason Jenkins

World’s Most Contrarian Investment
By Alexander Green



Asset allocation, a strategy focused on how you divide your portfolio up among different uncorrelated assets like stocks and bonds, is an extremely important principle to any investor. One of your most important investment decisions should be selecting the mix of assets to comprise your portfolio, not selecting the individual investments themselves.


Check out our Asset Allocation Model and read what our experts have to say about Asset Allocation here:

How Much Should You Have in Commodities?
By Alexander Green

Age-Based Asset Allocation: Following the Best “Flight Path” to Retirement
By Jason Jenkins


Anyone can buy a stock. The real art of investing, however, is knowing when to sell. And trailing stops can neatly remove any guesswork. Such a strategy guarantees that your profits and principal are always protected. The experts at The Oxford Club – who are the main contributors to Investment U – typically recommend running a 25% trailing stop behind any position. By adhering to a disciplined trailing stop strategy, our investment system mows down emotion-driven trading errors like a field full of dandelions. While trailing stops aren’t the only sell disciplines out there, they are easy to implement, ensure we never let a small loss become an unacceptable loss, and keep us from selling stocks prematurely.

Learn more about why trailing stops are the best way to preserve and build your investments here:

Trailing Stops: The True Art of Selling Stocks
By Alexander Green

When Not to Use Trailing Stops
By Marc Lichtenfeld


Forget timing the market. You don’t need to worry about what the Greek central bank is doing or what Janet Yellen plans to do next. While maintaining an awareness of world events and trends is important, it’s no way to make day-to-day investing decisions. Instead, focus on the investment in front of you, starting with the fundamentals. We believe that share prices follow earnings, and that you should always understand the investment – and the risks – before plunking down your money.

Understand more about the fundamentals here:

Cold-Blooded Investing: How to Overcome Emotional Stock Attachments
By Marc Lichtenfeld

The Secret to Long-Term Investing
By Mike Kapsch


Incurring too many fees can be your portfolio’s silent killer. It’s not the fees themselves that hurt – it’s the loss of the compounded value of those fees. Given that, learning to invest your own money – and, in turn, erasing a big chunk of your fees – is a surefire way to better returns. Use a 25% trailing stop to guide and reduce the number of your trades and look for high-quality stocks you can hold for years.

Learn how to minimize your fees here:

You’re Giving Away $155,000. And You Don’t Even Know It
By Marc Lichtenfeld

You’re Getting Robbed
By Alexander Green

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How do I contact Investment U with any questions?

Click here to contact Investment U. Or reach us by phone or mail at:

855.402.3939 | 443.353.4057 | 105 West Monument Street | Baltimore, MD 21201

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InvestmentU.com is a financial publishing-oriented multimedia group providing market insight and analysis to individuals of  all experience levels. Our publications are free but we financially benefit from any advertisements you read or click on while visiting our site.

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