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Financial Literacy

IRA vs. 401(k): Retirement Plan Differences

Looking at an IRA vs. 401(k) plan, the major difference is that one is employer sponsored and the other you can open on your own with various providers.

How Much Insurance Do You Need?

When choosing an insurance policy, consider what kinds of coverages you truly need.

What is a 401(k) Plan?

A 401(k) is an employer-sponsored retirement plan that comes from Section 401(k) in the Revenue Act of 1978. It provides tax advantaged accounts…

Optimism Pays in the Market

There’s really one question that underlies about 75% of everything discussed on the mainstream money media outlets these days…

Pain and Happiness

Pain avoidance isn’t always a good thing…

Should You Borrow Money From Your 401(k)?

Account holders who are trying to pay down debt should consider their options when deciding whether to borrow from a 401(k).

Personal Financial Planning: The 7 Step Guide

By creating a personal financial plan, you are making an investment in yourself and your future. And you don’t need to consult an expensive certified financial planner either.

What Tech Giants Uber and Facebook Don’t Know About Money

Lessening “the pain of paying” may do more harm than good in the long run.