Financial Literacy

What is a Shareholder?

A shareholder is any person, company or organization that owns one or more shares of a company. This ownership stake is an investment vehicle.

What Is Short Selling?

Short selling hopes prices decrease so they can buy back the shares at a lower price and keep the difference. This carries high risk.

What is a Sole Proprietorship?

A sole proprietorship is owned by an individual, and the individual is responsible for all debts of the business. It is not a separate entity.

What is the Securities and Exchange Commission (SEC)?

The Securities and Exchange Commission (SEC) is a federal organization that governs and enforces the laws of the security industry to protect investors.

SoFi Stock News – SoFi Partners with Pagaya

The company has partnerned with Pagaya (a fintech company) and plans to integrate Pagaya’s tech into SoFi’s product offerings.

What is Salvage Value?

Salvage value is the estimated book value of a depreciable asset at the end of its expected useful life that helps calculate depreciation.

What is Straight-Line Depreciation?

Straight-line depreciation is calculated by subtracting the salvage value from the asset’s cost and dividing it by the years estimated for its useful life.

What is a Recession?

A recession is a period of decline in economic activity and often defined by a continuous decline in gross domestic product for two consecutive quarters.

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