Financial Literacy

A bear call spread is simply a vertical call spread that bets on poor price performance. It’s sometimes called a credit spread.

A backdoor Roth IRA is effectively a strategy for making traditional IRA contributions, then converting them into Roth contributions.

Balanced funds have this title because, unlike more aggressive portfolios, they have both equity and bond components to consider.

A bear hug in business involves offering to buy a company’s shares at a significant acquisition premium, well-above the current market price.

Traders refer to a barrier option by the type of option they’re buying and the expected performance that will land them in the money.

The average return on stocks is historically around 10 percent. However, this is a broad average that accounts for total market return.

Authorized shares represent the total number of company shares issued. Companies can authorize more stock, but only at the behest of shareholders.

Average Annual Growth Rate represents the yearly average growth of an investment. This does not account for compound interest.