The Top 4 Mistakes Made by IRA Holders
November 12, 2013
If you have an IRA – and you certainly should have one, given their potential as a vehicle for tax-advantaged retirement savings – then you should know that the value of most IRA accounts is pitifully low. In fact, according to the Workers Retirement Institute, the average value of an IRA held by U.S. workers is less than $28,000.
Global REITs: Growth, Income and Stability for Baby Boomers
December 13, 2012
I suppose I’m like a lot of you Baby Boomers out there who are always looking for the elusive combination of growth, income and lower portfolio volatility…”
Why It’s Time to Pool Your Retirement Accounts
November 19, 2012
During the late 1990s, 401(k)s and individual retirements accounts (IRAs) were gaining traction in the American worker’s psyche. For the most part, gone were the days of the actuary and the company’s pension plan. Your retirement savings were now your responsibility and you needed to know the rules.
Age-Based Asset Allocation: Following the Best “Flight Path” to Retirement
November 14, 2012
In the investment world of everyday folks, I don’t think you’ll ever hear anyone hesitant about making money. But if you ask them how much can they deal with losing in the short term to reach long-term goals, then it’s a completely different story.”
Why I Burned My Social Security Card
October 19, 2012
Sixty five is the age when Americans traditionally retire from work and sign up for Social Security and Medicare. As an ardent supporter of self-reliance and limited government, I have felt for a long time reluctant to accept Social Security payments when our government is so deeply in debt…
The New Rule of Thumb for Your Retirement Savings
October 2, 2012
There have been many popular rules of thumb about how much one would need to live comfortably during retirement. One common axiom was that you would need either about 70% or 80% of your pre-retirement income.